Visa® Platinum

*The balance transfer promotional rate of 4.99% Annual Percentage Rate (APR) is applicable for 12 months from the day each qualifying balance transfer is applied to your account. After the 12-month promotional period, the rate will adjust to the current variable VISA Platinum APR which is set by your credit rating at the time of account opening and may change at any time. The APR will vary based on movements in the Prime Rate, published in The Wall Street Journal on the 25th calendar day prior to the beginning of the calendar quarter. The new rate will not become effective until after the end of the current billing cycle in which movement of the Prime Rate dictates a change to the APR currently in effect. As of January 1, 2025, the APR range for this product is 13.25%-18.00%. The 13.25% APR is based on a credit score of 740 and above. The maximum APR that can apply is 18.00%. These APRs apply only to the Visa Platinum Card. Transfers must be posted to the account by February 28, 2025, in order to qualify for the promotional rate. Balance transfers are applied to the account as a cash advance (no fee imposed for cash advances), subject to the terms of the VISA Platinum Cardholder Agreement and Disclosure Statement. Interest will start accruing on the balance transfer transaction date. Special rates are valid only for balance transfers from other credit card companies, financial institutions or department store credit cards. Balance transfers cannot be used to pay off or pay down any Tinker Federal Credit Union account. Balance transfers do not earn CURewards points. To take advantage of this offer, Tinker Federal Credit Union (TFCU) membership is required, which involves opening an initial share (savings) account with a $5 deposit, and qualifying for a VISA Platinum card account. Go to TinkerFCU.org, visit any TFCU branch, or call (405) 732-0324 or 1-800-456-4828 for more details.