Earn Reward Points
Enjoy Higher Credit Line
New Card Member Offer – Introductory Rate
3.99% introductory rate on purchases for 6 months from the date of account opening; thereafter, the APR is set by your credit rating at the time of the account opening.*Variable Annual Percentage Rate (APR)**– Purchases
As low as 14.00%-18.00% APR
The APR is set by your credit rating at the time of the account opening.*
Variable Annual Percentage Rate (APR)**– Balance Transfers
14.00%-18.00%
The current program APR which will be set by your credit rating at the time of account opening.*
Variable Annual Percentage Rate (APR)**– Cash Advances
14.00%-18.00%
The current program APR which will be set by your credit rating at the time of account opening.*
Annual Fee
$0
Balance Transfer Fee
$0
Cash Advance Fee
$0
Foreign Transaction Fee
1% of each transaction in U.S. dollars
Late Payment Fee
Up to $22 if the minimum payment is not received by the due date on the monthly statement.
Rewards Program
CURewards®:Earn a reward point for every dollar in qualifying purchases, minus returns, you charge. Redeem for electronics, housewares, airline tickets, travel, etc. Cash advances, balance transfers, fees and finance charges do not earn points. Log in to CURewards®
Other Benefits
- $500,000 Travel Accident Insurance
- Travel & Emergency Assistance
- 3-D Secure
- Purchase Security
Paying Interest
The due date is at least 25 days after the close of each billing cycle. Interest is not charged on purchases if the entire balance is paid by the due date each month. Interest begins to accrue on cash advances and balance transfers on the transaction date.
Rates & Terms
Earn Cash Rewards
New Card Member Offer – Introductory Rate
0.00% introductory rate on purchases & balance transfers (that occur within the first 60 days of account opening) for 6 months from the date of account opening; thereafter, the APR is set by your credit rating at the time of the account opening.*Variable Annual Percentage Rate (APR)**– Purchases
As low as 16.00%-18.00% APR
The APR is set by your credit rating at the time of the account opening.*
Variable Annual Percentage Rate (APR)**– Balance Transfers
18.00%-18.00%
The current program APR which will be set by your credit rating at the time of account opening.*
Variable Annual Percentage Rate (APR)**– Cash Advances
18.00%-18.00%
The current program APR which will be set by your credit rating at the time of account opening.*
Annual Fee
$0
Balance Transfer Fee
2.50%
Cash Advance Fee
2.00%
Foreign Transaction Fee
1% of each transaction in U.S. dollars
Late Payment Fee
Up to $22 if the minimum payment is not received by the due date on the monthly statement.
Rewards Program
Cash Back Mall Program:
Earn a 1.5% cash reward for every dollar in qualifying purchases, minus returns. Eligible purchases exclude cash advances, balance transfers, convenience checks, fees, finance charges, cash transactions and disputed or unauthorized purchases or fraudulent transactions. Log in to CURewards® Cash Back Mall
Other Benefits
- $500,000 Travel Accident Insurance
- Travel & Emergency Assistance
- 3-D Secure
- Roadside Dispatch
Paying Interest
The due date is at least 25 days after the close of each billing cycle. Interest is not charged on purchases if the entire balance is paid by the due date each month. Interest begins to accrue on cash advances and balance transfers on the transaction date.
Rates & Terms
Establish Your Credit
New Card Member Offer – Introductory Rate
3.99% introductory rate on purchases for 6 months from the date of account opening; thereafter, the APR is set by your credit rating at the time of the account opening.*Variable Annual Percentage Rate (APR)**– Purchases
Option A: As low as 13.40%-18.00% APR
Option B: As low as 14.00%-18.00% APR
The APR is set by your credit rating at the time of the account opening.*
Variable Annual Percentage Rate (APR)**– Balance Transfers
Option A: 13.40%-18.00%
Option B: 14.00%-18.00%
The current program APR which will be set by your credit rating at the time of account opening.*
Variable Annual Percentage Rate (APR)**– Cash Advances
Option A: 13.40%-18.00%
Option B: 14.00%-18.00%
The current program APR which will be set by your credit rating at the time of account opening.*
Annual Fee
Option A: $25
Option B: $0
Balance Transfer Fee
$0
Cash Advance Fee
$0
Foreign Transaction Fee
1% of each transaction in U.S. dollars
Late Payment Fee
Up to $22 if the minimum payment is not received by the due date on the monthly statement.
Rewards Program
CURewards®:Earn a reward point for every dollar in qualifying purchases, minus returns, you charge. Redeem for electronics, housewares, airline tickets, travel, etc. Cash advances, balance transfers, fees and finance charges do not earn points. Log in to CURewards®
Other Benefits
- $150,000 Travel Accident Insurance
- 3-D Secure
Paying Interest
The due date is at least 25 days after the close of each billing cycle. Interest is not charged on purchases if the entire balance is paid by the due date each month. Interest begins to accrue on cash advances and balance transfers on the transaction date.
