TFCU Logo simplified

Join TFCU

TFCU is here for you on your path

Because you’re not just a customer. You’re a member.
That makes you an owner of one of the nation’s largest cooperative financial institutions. You + TFCU.

Become a Member Now

Over 75 years of service

For over 75 years, our members have enjoyed higher dividends on shares, lower interest on loans, and lower fees – or no fees – on financial services because TFCU is a not-for-profit financial institution. It’s refreshing in this era of mega-banks and bank mergers to know your credit union is right here in the heart of your own community. Owned by over 460,000 members, people just like you, TFCU is still looking out for your interests just like we have since 1946.

Join Now
Older woman using ATM while smiling at husband
Man standing by a tree on his smartphone

How do I join?

Open a share (savings) account at Tinker Federal Credit Union with only a $5 required deposit and balance and you become a member and part-owner of the largest credit union in Oklahoma.

Join Now

The Credit Union Difference

Want to know the difference between a bank and a credit union? See why TFCU might be the right place for your finances.

Learn About The Differences
Girl using an ipad
Teen and older man sitting on truck with trees

Offering TFCU services at your company

To join a credit union, most individuals must qualify through their employer. Give your employees the option of joining one of the largest credit unions in the country by becoming a TFCU business partner. As a Business Partner, your employees and their immediate family members will automatically qualify to take advantage of TFCU’s many financial services.

Find Out More

Ready to get started?

Join Now
Visit a TFCU Branch

Who Can Join?

There are over 3,300 ways to qualify for membership at Tinker Federal Credit Union! If you don’t see an option here that works for you, call the Member Service Center at (405) 732-0324, option 6, or 1-800-456-4828, option 6, or visit a branch and we will help determine how you can become a member.

If you can answer yes to any of the following questions, you’re eligible to become a member of Tinker Federal Credit Union.

  • Is any member of your immediate family (spouse, child, sibling, parent, grandchild, stepparent, stepchild, stepsibling or adoptive family member) a member of TFCU; or do they qualify to join TFCU?
  • Is a permanent member of your household a member of TFCU, or do they qualify to join?
  • Are you an employee or member of one of our business partners?
  • Are you military or civilian personnel of the United States Government who is assigned to or works at Tinker Air Force Base or Vance Air Force Base, or an Army National Guard facility that is listed in our business partner listing?
  • Are you a contractor or an employee of a contractor who regularly works at one of the above government installations under contract with the U.S. Government?
  • Are you military or civilian personnel of the U.S. Government who works at, is assigned to, or attached to one of the Armed Forces Reserve Centers in Oklahoma?
  • Are you a member of the U.S. Armed Forces who is active, retired, a dependent or a dependent survivor who is eligible by law or regulations to receive and is receiving benefits or services from one of the above installations?
  • Are you a member of one of the veterans organizations in Oklahoma?
  • Are you an elected official or employee of the cities of Ada, Arcadia, Del City, Edmond, Enid, Luther, Moore, Norman, Nash, Yukon, or Garfield County or Cleveland County?
  • Are you a member of any of the organizations listed in our Charter?*
  • Are you an employee or student at one of the institutions listed in our Charter?*
  • Were you a spouse of a member who is deceased?
  • Are you retired and receive a pension or are you an annuitant of one of our business partners?
  • Do you live, work, worship, or attend school in any of the following Oklahoma counties: Payne, Pontotoc, Seminole?
  • Do you live, work, worship or attend school in Oklahoma City’s Empowerment Zone?

* If you are not sure if you are a member of one of the Charter Organizations, please call the Member Service Center at (405) 319-2255 or 1-800-456-4828, ext. 2255.