TFCU is dedicated to helping you realize your financial goals — reducing your debt, saving for higher education, buying your first home or planning for retirement. For that reason, we partner with BALANCE.

Through BALANCE, you have access to free, unbiased money management information and assistance. All you have to do is make a toll-free phone call.

BALANCE counselors can answer many questions immediately, from how long an item stays on your credit report to whether it’s better to lease or buy a car. For more complex issues, such as debt elimination or budget development, an appointment will be scheduled, giving you the personal attention you need to meet your objectives.

In some cases, BALANCE may be able to arrange a debt management plan, negotiating with other creditors to reduce interest and fees so you can pay your debt more quickly and efficiently.

To use the program, simply call 888-456-2227. Counselors are available Monday through Thursday, 7 am to 10 pm (CST), Friday, 7 am to 7 pm and Saturday, 10 am to 7 pm. For more information, click the link below.