Visa® Platinum

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Visa Platinum

The perfect card for everyday spending or transferring high-rate balances.

Transfer & save

Move your credit card balances to the TFCU Visa Platinum.

Ready to get started?

Balance Transfer

Interested in transferring your balance from high interest credit cards? Complete and sign the No Fee Balance Transfer Form. You can submit your completed form one of three ways:

Taking it to your local branch.
Mailing it to TFCU Card Center, P.O. Box 45750, Tinker AFB, OK 73145-0750.
Fax it to 405-443-2722.

Shop with a great rate

Whether you’re buying gifts online or planning for food and fun with family and friends, shop easy with the TFCU Visa Platinum. Enjoy a 3.99% APR introductory rate on purchases. After six months, the everyday rate is a very competitive 13.25% to 18.00% APR**. Plus, you can count on:

No annual fee.
No-Fee Balance Transfer Option.
2.5% cash advance fee.
1% foreign transaction fee.

**The introductory rate of 3.99% Annual Percentage Rate (APR) on purchases is applicable for 6 months from the date of account opening. After the 6-month introductory period, the rate will adjust to the current variable VISA Platinum APR which is set by your credit rating at the time of account opening and may change at any time. As of March 1, 2025, the Annual Percentage Rate (APR) range for this product is 13.25% to 18.00% for qualified applicants. The maximum APR that can apply is 18.00%. The APR will vary based on movements in the Prime Rate, published in The Wall Street Journal on the 25th calendar day prior to the beginning of the calendar quarter. The new rate will not become effective until after the end of the current billing cycle in which movement of the Prime Rate dictates a change to the APR currently in effect. Balance transfers cannot be used to pay off or pay down any Tinker Federal Credit Union account and do not earn CURewards points. To receive this card, Tinker Federal Credit Union (TFCU) membership is required, which involves opening an initial share (savings) account with a $5 deposit and qualifying for a VISA Platinum card account. Visit any TFCU branch, contact the Card Center at (405) 732-0324, option 6, or 1-800-456-4828, option 6, for questions or go to TinkerFCU.org for more details.

Reward points

Through CURewards^®earn 2X on food and fuel and 1X on all other qualifying purchases. Redeem points for high-end electronics, quality housewares, airline tickets, hotels, car rentals and more.

*Cash advances, balance transfers, fees, and finance charges do not earn points.

Extra protection

3-D Secure – Better protection for your online transactions.
Purchase Security* – Covers purchases against theft or damage for a full 90 days from the date of purchase.

*Full details on these services will be provided with new Visa Platinum accounts.

Resources

Credit Reporting Agencies

Current Credit Card Agreements

CC Agreements Submitted to CFPB

Travel card perfection

TFCU’s Visa Platinum card is a perfect choice when you travel. You can expect:

$0 cash advance fee.
CURewards^®Program – redeem for flights, hotels, car rentals and more.
$500,000 Travel Accident Insurance.
Travel & Emergency Assistance, including:
- Emergency ticket replacement.
- Lost luggage locator service.
- Emergency translator service.
- Pre-trip assistance.
Low 1% foreign transaction fee.

Simplify your spending with TFCU's Everyday Spending account.

Get a great rate on a car, truck, boat, RV or motorcycle loan.

TFCU supports you with special offerings through our military rewards program.

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