DoubleCheck

DoubleCheck

The information you need. The control you deserve.

Overdrafts happen. Now you have the power to fix it.

We get it, it’s hard to remember when automatic payments will hit your account. Not to worry, you have access to DoubleCheck, which gives you control of what happens when your balance goes below zero. Avoid late fees and protect your financial reputation.

Why DoubleCheck?

Because everyone deserves a second chance.

TFCU Payment transfer to another institution icon

Stop the running train of late fees.

Shield with checkmark

Keep your reputation intact.

TFCU Icon

Avoid credit hits.

Icon of line art person next to a money symbol

You're in control of your payments.

DoubleCheck saves you money and puts you in control.

When your checking account has Non-Sufficient Funds (NSF), you will receive a text or email alert. This notification allows you to take action and resolve the issue before a transaction is declined, ensuring that important bills like rent or utilities are paid and your credit and reputation stay safe. DoubleCheck also provides alternative payment solutions, enabling you to add funds to your account after the transaction, modify how overdraft protection is used or use a credit card to cover expenses.*

How DoubleCheck works.

DoubleCheck Number Icons-01

Know before you overdraw.

If your checking account has Non-Sufficient Funds (NSF), you’ll receive a text or email alert in time to take action.

DoubleCheck Number Icons-02

Login to mobile or online banking.

DoubleCheck can be found in the menu items of both online and mobile banking.

DoubleCheck Number Icons-03

Choose which transactions to pay.

Follow the prompts to select which transactions get paid and decide how to cover the potential NSF.

DoubleCheck Number Icons-01

Know before you overdraw.

If your checking account has Non-Sufficient Funds (NSF), you’ll receive a text or email alert in time to take action.

DoubleCheck Number Icons-02

Login to mobile or online banking.

DoubleCheck can be found in the menu items of both online and mobile banking.

DoubleCheck Number Icons-03

Choose which transactions to pay.

Follow the prompts to select which transactions get paid and decide how to cover the potential NSF.

*When using DoubleCheck, a 2.5% credit card convenience fee is applied for MasterCard or Discover and a $5 fee per transaction for Visa. To avoid overdraft fees, ensure your available balance is at least $0 before the DoubleCheck “Time to Act” timeframe expires. Deposit times may vary based on deposit type and timing, potentially causing delays in availability that could result in overdraft fees. When choosing to return an item presented to Tinker Federal Credit Union (TFCU) for payment, it will be returned to the payee for insufficient funds, and TFCU will not make the payment. You may still owe the payee for goods or services, as TFCU is not responsible for fulfilling obligations between you and the payee. Be aware of any consequences or penalties the payee may have for late/returned payments. TFCU may pay items at our discretion but does not guarantee payment on all items. Message and data rates may apply.