Checking

Checking for all. Checking that fits you.

From high-yield checking to everyday spending, TFCU has account options that fit your life.

Click® checking*

A high-yield checking account that makes your money work hard for you.

  • Only $25 or direct deposit to open.
  • No monthly service charge.
  • No minimum balance.
  • Monthly dividend on average daily balance.
  • No transaction limits.
  • No per transaction charges.
  • No monthly or annual fee for MoneyPlus™ Visa ® debit card.

Heritage Club checking

Checking designed for members age 62 and older.

  • No minimum to open.
  • No monthly service charge.
  • No minimum balance.
  • Free club checks (2 boxes per year).
  • Monthly dividend on average daily balance.
  • No transaction limits.
  • No per transaction charges.
  • No monthly or annual fee for MoneyPlus Visa debit card.

Classic checking*

A no-frills account with no monthly service charge and no minimum balance.

  • Only $25 or direct deposit to open.
  • No monthly service charge.
  • No minimum balance.
  • No transaction limits.
  • No per transaction charges.
  • No monthly or annual fee for MoneyPlus Visa debit card.

Everyday Spending

A simple, checkless account with no monthly fee or overdraft fees.

  • Only $10 or direct deposit to open.
  • No monthly service charge.
  • No minimum balance.
  • No transaction limits.

Spending account for kids, teens and parents

An account for kids and teens age 8-17 learning to earn, save and spend money.

  • Only $10 or direct deposit to open.
  • No monthly service charge.
  • No minimum balance.
  • No transaction limits.
  • No overdraft fees.
  • No paper checks.
  • No monthly or annual fee for MoneyPlus™ Visa® debit card.
Checking accounts are subject to approval and all eligibility guidelines apply. TFCU membership is required, which involves opening an initial Share (Savings) account with a $5 deposit. For current rates, visit here.
*Click checking and Classic checking accounts may be opened by members ages 8-15 with a parent or qualifying joint owner.