Article – Reducing Debt and Credit Scores

Anytime you apply for credit, you will likely hear about your credit report and your credit score, but the two terms are not synonymous. Your

Your credit score can determine not only if you get a loan, but also how much that loan will cost you in interest. That number

Get a copy of your credit report Like it or not, you’re being graded on how you use credit. The grade you receive is called

Each person’s financial choices and decisions are as unique as the circumstances that surround them…living paycheck to paycheck…never being able to pay more than the

Eight years ago, the editor of Living on a Dime — Tawra Kellam — and her family found themselves $22,000 in debt, with an income

Cash when you need it. That’s what various check cashing companies, finance companies and others advertise to lure people in for quick cash in the