Official Rules of the 2024 Back to Campus $5,000 College Cash Sweepstakes

1. ELIGIBILITY. The Tinker Federal Credit Union 2024 Back to Campus $5,000 College Cash Sweepstakes (“College Cash”) is open to entrants who attend an eligible designated Oklahoma sponsored university, college, or technical school as determined by Tinker Federal Credit Union and identified in these Official Contest Rules, (“College”). Entrants, at the time of entry, must be (a) at least eighteen (18) years of age, (b) a high school graduate with a diploma (or GED equivalent) prior to the commencement of the Sweepstakes Period (as defined below), (c) a current and/or enrolled student at an eligible College in at least nine (9) hours classes/courses (or fifteen (15) or more clock hours – depending on how the College calculates) for the Fall 2024 semester, (d) a permanent legal resident of one of the fifty (50) states of the United States of America or of the District of Columbia (collectively the “U.S.”) or an ITIN holder; (e) has a legal and valid street address (no post office boxes) within the U.S., (f) holds a current and valid U.S. and/or state government issued photo identification, and (g) is a current member of Tinker Federal Credit Union in good standing as of the close of the Sweepstakes Period or must become a member of Tinker Federal Credit Union (“TFCU”) and have at least one open account (in good standing) as the primary member to receive the prize.

Entrants are responsible for assuring their residency status complies with U.S. federal, state, and local laws regarding the College Cash Sweepstakes. The College Cash Sweepstakes is void outside the eligible sweepstakes territory and where prohibited or restricted by law. Employees, officers, volunteers, agents, and directors of TFCU and Braid Creative & Consulting, LLC and all of their immediate families (defined as parents, spouses, children, siblings, grandparents, and their respective spouses) or members of the same household (whether related or not) of each such person are not eligible to enter or win the College Cash Sweepstakes. . Eligible persons may enter the College Cash Sweepstakes, subject to all of the requirements of these 2024 Back to Campus $5,000 College Cash Sweepstakes Official Rules (“Official Rules”). 

2. TIMING. The College Cash Sweepstakes entry period begins at 12:00 a.m. (Central Time) July 1, 2024 and ends at 11:45 p.m. (Central Time) on September 15, 2024 (“Sweepstakes Period”). The schedule of events and Colleges TFCU will be visiting and dates are available on TFCU’s website at www.tinkerfcu.org. All eligible entries received during the Sweepstakes Period will be included in the random drawing, which will be conducted by an authorized employee or system of TFCU. The potential winners will be electronically chosen at random at 12:00 a.m. (Central Time) on September 22, 2024. Five (5) eligible winners will be electronically chosen for five separate prizes of $5,000 each per eligible winner. The eligible winner must meet the requirements of these Official Rules and will receive their prize through an ACH (automated clearing house) / direct deposit into their TFCU account. The eligible winners will be notified via text message* or phone within two (2) business days of September 22, 2024. After being contacted by a TFCU representative, the potential winners must reply within twenty-four (24) hours of first contact from TFCU to claim their respective scholarship prizes and provide TFCU with applicable consent information, account information, completed forms, and instructions for receipt of their prize. Each potential winner is subject to TFCU membership in good standing and having a primary TFCU account pursuant to these Official Rules. All prize money will be deposited by ACH/direct deposit into the eligible winner’s TFCU designated account. Potential winners must have a TFCU account in good standing (or potential winners must qualify as a TFCU member and open a TFCU primary share account to receive the prize) for the purpose of a direct deposit of the college cash prize into the qualifying TFCU account via direct deposit. 

3. HOW TO ENTER.No purchase is required to enter the College Cash Sweepstakes. The entrant must meet the requirements in these Official Rules. Entries must be submitted by (1) texting “TFCU” to the number 855-958-5501 to automatically be entered into the College Cash Sweepstakes or (2) eligible students can enter the College Cash Sweepstakes once by U.S. regular mail. To register by mail, the student must hand-write and provide the following: (a) “2024 Back to Campus Sweepstakes,” (b) the student’s full legal name (and student’s enrolled College name), (b) a valid U.S. physical street address (including city, state, and zip code (no post office boxes), (c) a valid U.S. telephone number with area code, and (d) the College Cash Sweepstakes entry date (which must be between July 1, 2024 and September 15, 2024) on a 3” x 5”’ index card and mail the card (in a sealed envelope) through a U.S. post office with all of the required information on it to: Tinker Federal Credit Union, Attention: Marketing – 2024 Back to Campus, PO Box 45750, Tinker AFB, OK 73145. Postage in full must be prepaid and the entry must be mailed through the United States mail (and U.S. post office). All mailed entries must be properly hand-written, hand addressed, with proper postage, and mailed within the U.S. All entries must be received by TFCU by September 15, 2024 at 5:00 p.m. (Central Time). Mechanically or digitally reproduced entries are automatically void.

Eligible entrants entering the College Cash Sweepstakes by text can receive a second entry by being or becoming a member of TFCU and opening at least a primary share account prior to the close of the Sweepstakes Period. All eligible entrants texting to enter and who are a member of TFCU as of the close of the Sweepstakes Period will automatically receive a second entry into the random drawing that will be collectively included with all other eligible entries, provided their contact information is correct. For the second entry to be effective, eligible members must have correct contact information on file at TFCU that corresponds to the mobile device number used to text to enter the College Cash Sweepstakes. Any contact updates must be complete by the close of the Sweepstakes Period. TFCU is not responsible for computer or electronic device malfunctions, delays, internet connectivity issues, incomplete information, lost or delayed mail, systems downtime, maintenance issues, or other causes beyond the control of TFCU, which may delay account opening or receipt of or processing of information. For assistance with account opening and updating account information,  call 1-800-456-4828.

All entries, data, and information provided become the exclusive property of TFCU and entry forms will not be returned. TFCU may use, and the entrant expressly consents to the use of, any and all information and data provided by the College Cash Sweepstakes entrant as part of their entry into the College Cash Sweepstakes for TFCU marketing and other legal purposes by TFCU or any of its divisions, affiliates, and partners. Incomplete, inaccurate, illegible, invalid, damaged, misdirected, returned, lost, late, delayed, or returned for postage-due, incomplete, or invalid entries will be disqualified and not eligible for winning. There is a limit of one (1) entry per eligible student by postcard and mail throughout the entire Sweepstakes Period. Eligible entrants who meet the requirements of these Official Rules are limited to two (2) entries per eligible student and TFCU member. By submitting a text entry or mailed entry, you are consent and agree to these Official Rules. All mail-in entries must meet the requirements of these Official Rules. All entrants are subject to eligibility, verification of eligibility, and membership qualification. By entering the College Cash Sweepstakes, the entrant automatically accepts these Official Rules.

ALL ENTRIES MUST BE RECEIVED BY TFCU NO LATER THAN 5:00 P.M. (CT) ON SEPTEMBER 15, 2024. ALL ENTRANTS MUST PROVIDE A VALID PHONE NUMBER OR A VALID MOBILE NUMBER. BY PROVIDING A MOBILE NUMBER, THE ENTRANT AFFIRMATIVELY AGREES TO BE CONTACTED AT THE MOBILE NUMBER PROVIDED BY CALL OR TEXT FOR THE PURPOSE OF THIS COLLEGE CASH SWEEPSTAKES AND IN ACCORDANCE WITH THESE OFFICIAL RULES. ENTRANTS’ CONSENT TO RECEIVE CALLS AND TEXT ON THEIR MOBILE NUMBER SHALL REMAIN VALID UNTIL THE ENTRANT CONTACTS TFCU. AND TELLS TFCU THAT THEY NO LONGER WANT TO RECEIVE CALLS OR TEXTS VIA THEIR MOBILE NUMBER. ALL ENTRANTS AND ENTRIES ARE SUBJECT TO ELIGIBILITY, VERIFICATION, AND MEMBERSHIP QUALIFICATION PRIOR TO ANY AWARD OF ANY COLLEGE CASH PRIZE. ELIGIBILITY IS BASED ON COMPLIANCE WITH THESE OFFICIAL RULES AND VERIFICATION OF COMPLIANCE. 

4. WINNER SELECTION and NOTIFICATION. On or 12:00 a.m. (Central Time), September 22, 2024 five (5) potential winners (from all eligible entrants meeting the qualifications of these Official Rules) will be randomly selected by drawing and will be notified of the potential winning of the college cash prize within two (2) business days of September 22, 2024. An authorized TFCU employee or system will randomly draw an entrant’s name from all valid entries. Winners will be contacted by phone call or text at the number or mobile number within the time specified. All verified eligible winners of the College Cash Sweepstakes must have a TFCU open account in good standing or qualify and . Eligible winners will have the college cash prize money direct deposited into their designated and qualifying TFCU account held in the name of the potential winner as a primary share holder and member. . If the eligible potential winner fails to contact TFCU within the allotted time for any reason or the eligible winner fails to meet all of the conditions of these Official Rules , then potential winner will forfeit their prize and TFCU may select another randomly drawn potential winner. Only five entrants will win under the College Cash Sweepstakes per the Sweepstakes Period designated in these Official Rules and winners are subject to eligibility, verification, and TFCU member qualification with a TFCU account in good standing. The entrants must comply with all terms and conditions of these Official Rules and winning is contingent upon fulfilling all Official Rule requirements. Randomly selected potential winners must reply within twenty-four (24) hours of the initial contact by a TFCU representative and provide the necessary information and verification to accept the college cash prize.

The college cash prize is not transferable, assignable, or exchangeable. Eligible winners must present a valid U.S. government or U.S. state issued photo identification (unexpired) to claim the award and the potential winners must prove eligibility in accordance with these Official Rules. The official winners will be required to complete an affidavit of eligibility, applicable tax forms, and represent compliance to these Official Rules. Official winners are solely responsible for self-reporting all winnings and for paying all taxes as required by applicable federal and state laws, rules, and regulations (including the IRS code). Official winners who accept the College Cash prize grants TFCU the right to use the official winner’s name, address, photograph, and likenesses for advertising, promotional, and publicity purposes. If any potential winner randomly drawn does not reply within twenty-four (24) hours of the initial contact by a TFCU representative, the potential winner automatically forfeits their college cash award and a new potential winner will be randomly selected. Any new potential winner contacted in the same manner set forth in these Official Rules and must meet all of the requirements and qualifications of these Official Rules. 

5. COLLEGE CASH PRIZE.Subject to these Official Rules, five (5) prizes will be awarded in this College Cash Sweepstakes to randomly selected eligible winners. The five college cash prizes are each worth five thousand dollars ($5,000.00), which will be awarded and paid to five (5) separate and unrelated eligible winners by direct deposit into an eligible TFCU account held by each of the individual winners as a primary share member of TFCU. The college cash prize is nontransferable, non-assignable, and nonnegotiable. The college cash prize must be accepted as awarded in accordance with these Official Rules. Prizes are awarded “AS IS” with no warranty, representation, or guarantee, express or implied, in fact or in law. TFCU shall not be liable for any causes, delays, interruptions, malfunctions, connectivity, losses, damages, injuries, or other reasons for failure and does not make ANY IMPLIED WARRANTIES OF MERCHANTABILITY, NONINFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE without limitation. There are no prize substitutions. Winners are solely and fully responsible for all costs, fees, taxes, assessments and expenses associated with their prize award, redemption, receipt and use, including, without limitation, all federal, state and local taxes on the prize. Winners will be issued an IRS Form 1099 for the actual retail value of the prize and winners are responsible for reporting their college cash prize to the IRS. Winners waive the right to assert, as a cost of winning a prize, all costs of verification and redemption or travel to redeem the college cash prize. A winner’s noncompliance with any of the foregoing and any other condition of these Official Rules and this College Cash Sweepstakes may result in disqualification and forfeiture of prize, in which case, no consideration will be awarded. LIMIT: One (1) prize per eligible winner in this College Cash Sweepstakes. 

6. AGREEMENT TO OFFICIAL RULES AND DECISIONS.By participating in the College Cash Sweepstakes, each entrant fully and unconditionally agrees to be bound by and accepts these Official Rules and the random selection of the potential winners by TFCU (including, without limitation, decisions regarding eligibility of entries and the awarding of the College Cash prize), which are final and binding in all respects. 

7. PUBLICITY. Except where prohibited by law, participation in the College Cash Sweepstakes constitutes every winner’s consent to TFCU’s (and its designees’, successors’ and assigns’) use of every winner’s name, biography, likeness, voice, photographs, video, opinions, statements, hometown, state and country and to be contacted at the number or mobile number provided for promotional and other legal purposes in any manner or media (including, without limitation, online), worldwide, in perpetuity, and without further payment, consideration, notice, review or consent. 

8. GENERAL CONDITIONS.TFCU reserves the right, in its sole discretion, to terminate, modify, or suspend the College Cash Sweepstakes if, in TFCU’s opinion, there is any suspected or actual evidence of electronic or non-electronic tampering with any portion of the College Cash Sweepstakes, or if viruses, bugs, unauthorized intervention, fraud, technical difficulties, or failures or any other factor beyond TFCU’s reasonable control, corrupt or affect the administration, security, fairness, integrity or proper conduct of the College Cash Sweepstakes. In all events, TFCU reserves the right in its sole discretion to award the College Cash prize at random from among eligible, non-suspect entries received up to the time of suspected impairment. TFCU reserves the right in its sole discretion to disqualify any individual it finds to be tampering with the entry process or the operation of the College Cash Sweepstakes or to be acting in violation of these Official Rules or in an illicit, bullying, discriminatory, or disruptive manner. Any attempt by any person to deliberately damage or undermine the legitimate operation of this College Cash Sweepstakes is a violation of criminal and civil laws, and should such an attempt be made, TFCU reserves the right to seek damages and other remedies from any such person to the fullest extent permitted by law. TFCU’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision or any other provision of these Official Rules. The odds of winning depend on the total number of eligible entries on the TFCU system. 

9. RELEASE. By entering, each entrant forever and irrevocably releases and holds harmless TFCU and its affiliates, partners, and divisions and all of their respective employees, officers, directors, volunteers, agents, advertising and promotion agencies, representatives, partners and providers, and suppliers from and against any and all claims, damages, demands, allegations, or liabilities arising in whole or in part, directly or indirectly, from entrant’s participation and/or entry in the College Cash Sweepstakes and/or entrant’s award, receipt, or use of any College Cash prize awarded in the College Cash Sweepstakes. 

10. LIMITATIONS OF LIABILITY. TFCU is not responsible for: (a) incorrect, incomplete, or inaccurate transcription of entry information or late, lost, stolen, unintelligible, illegible, damaged, mutilated, altered, incomplete, misdirected or postage due entries or entries received through impermissible or illegitimate channels, all of which will be disqualified; (b) technical failures of any kind, including but not limited to the malfunctioning of any telephone, computer online systems, computer equipment, website, server provider, network, phone number, internet, connectivity, hardware, or software (c) the unavailability or inaccessibility of any website, portal, link, or service; (d) unauthorized intervention in any part of the entry process or the College Cash Sweepstakes; (e) printing, typographical, electronic or human errors which may occur in the offer or administration of the Sweepstakes College Cash or the processing of entries; or (f) any injury or damage to persons or property, including but not limited to entrant’s computer, device, or telephone, which may be caused, directly or indirectly, in whole or in part, from entrant’s participation in the College Cash Sweepstakes, or from viewing, playing or downloading any material from TFCU’s website, regardless of whether the material was prepared by TFCU or a third party, and regardless of whether the material is connected to TFCU’s websites by a hypertext link or reference. 

11. DISPUTES. Any disputes arising out of the College Cash Sweepstakes or these Official Rules will be governed in accordance with applicable federal laws and the laws of the state of Oklahoma. Any disputes will be settled in the district, jurisdiction, and venue of Oklahoma City, Oklahoma, Oklahoma County. ALL ENTRANTS WAIVE THEIR RIGHT TO A JURY TRIAL AND ADDITIONALLY WAIVE ANY RIGHT TO FORM AND/OR BRING A CLASS ACTION IN RELATION TO THIS COLLEGE CASH SWEEPSTAKES TO THE EXTENT NOT PROHIBITED BY U.S. FEDERAL OR OKLAHOMA LAW. Entrants and participants in the College Cash Sweepstakes (eligible or ineligible entrants and participants), shall not be entitled to claim, request, or receive any consequential, punitive, indirect, direct, special, incidental, or other damages for any reason. In the event of any damages awarded, such shall be strictly limited to direct and actual out-of-pocket expenses and costs, regardless of cause or reason, not to exceed $5,000. These limitations are void where prohibited. TFCU and its divisions, affiliates, partners, sponsors, representatives, employees, officers, directors, and agents expressly disclaim any and all liability, indirect or direct, regarding the entrant’s participation in the College Cash Sweepstakes, including but not limited to any chances of winning, and do not make any warranties of any kind as part of the College Cash Sweepstakes. 

12. DATA COLLECTION. Entrants provide personal information to TFCU and its designees, when they enter the College Cash Sweepstakes. TFCU and its designees collect this information and use it to (a) administer the College Cash Sweepstakes, (b) for TFCU account opening purposes under applicable law, and (c) for market research and for other marketing purposes. Subject to applicable law and TFCU’s privacy policy, TFCU and its designees may share this information with third parties who need access to this information to perform services on TFCU’s behalf. TFCU may also share this information with select marketing partners, who may use it to contact you with information and offers they believe will be of interest to you. Any personally identifiable information received, provided, or collected for purposes of the College Cash Sweepstakes will be protected in accordance with TFCU’s privacy policy located at https://www.tinkerfcu.org/online-privacy-policy/ In the event of any conflict between the Privacy Policy and these Official Rules, these Official Rules shall govern. 

13. OFFICIAL RULES. These Official Rules are available online at https://www.tinkerfcu.org/BTC-official-rules or by sending a self-addressed postage-stamped envelope to Tinker Federal Credit Union – 2024 Back to Campus $5,000 College Cash Sweepstakes Official Rules, P.O. Box 45750, Tinker AFB, Oklahoma 73145-0750. If you have questions regarding the College Cash Sweepstakes or these Official Rules you may contact Tinker Federal Credit Union at (405) 732-0324 or 1-800-456-4828 and request to talk to the TFCU Marketing Department.

Eligible Oklahoma colleges and universities according to the Oklahoma State Regents for Higher Education.

• Bacone College
• Cameron University
• Carl Albert State College
• College of the Muscogee Nation
• Community Care College
• Connors State College
• East Central University
• Eastern Oklahoma State College
• Family of Faith College
• Langston University (including OKC and Tulsa locations)
• Mid-America Christian University
• Murray State College
• Northeastern Oklahoma A&M College
• Northeastern State University
• Northern Oklahoma College
• Northwestern Oklahoma State University
• Oklahoma Baptist University
• Oklahoma Christian University
• Oklahoma City Community College
• Oklahoma City University
• Oklahoma Panhandle State University
• Oklahoma State University  
• Oklahoma State University Center for Health Sciences
• Oklahoma State University Institute of Technology
• Oklahoma State University-Oklahoma City
• Oklahoma State University-Tulsa
• Oklahoma Wesleyan University
• Oral Roberts University
• Phillips Theological Seminary
• Randall University
• Redlands Community College
• Rogers State University
• Rose State College
• Seminole State College
• Southeastern Oklahoma State University
• Southern Nazarene University
• Southwestern Christian University
• Southwestern Oklahoma State University
• Tulsa Community College
• University Center at Ponca City
• University of Central Oklahoma
• University of Oklahoma
• University of Oklahoma Health Sciences Center
• University of Oklahoma-Tulsa
• University of Science and Arts of Oklahoma
• University of Tulsa
• Western Oklahoma State College

Eligible Oklahoma technical schools that are TFCU Business Partners.

• Autry Technology Center
• Chisholm Trail Technology Center
• Francis Tuttle Technology Centers
• Gordon Cooper Technology Center
• Guthrie Job Corp Center
• Metro Technology Centers (including South Bryant location)
• Moore Norman Technology Center (Norman)
• Oklahoma Department of Career and Technology Education (OK Career Tech)
• Wes Watkins Technology Center

*Standard rates and fees apply for calls and text messages; persons texting and contacted will be responsible for all fees or charges assessed by their telephone and mobile provider. Entrants entering the College Cash Sweepstakes by mobile device must have the capability to send and receive texts. TFCU is not responsible for any texts blocked by settings or carriers. ENTRANTS ENTERING THE COLLEGE CASH SWEEPSTAKES BY TEXT AFFIRMATIVELY CONSENT TO RECEIVING TEXTS FROM TINKER FEDERAL CREDIT UNION AND ITS MARKETING PARTNERS.