Everyday Spending

Make it simple with an Everyday Spending account

Check out TFCU’s new checkless account.

Ready to get started?

It's your money, spend it how you want to.

Life can be complicated, your money doesn’t need to be. Simplify your spending with TFCU’s Everyday Spending account. With no overdraft fees*, minimum balance or monthly service charge, you are in control of your money.

Only $10 or direct deposit to open.
No monthly service charge.
No minimum balance.
No transaction limits.
No monthly or annual fee for MoneyPlus™ Visa^® debit card.

Access your money.

Download TFCU easy mobile app.
Instant issue MoneyPlus debit card.
Connect to mobile pay apps to get and send money.
Pay your bills easily through Bill Pay (ages 18+ eligible).
View eStatements, eNotices and check images.
Get friendly, in-person help at 32+ locations.

More great benefits at no cost.

Standard overdraft transfer (from your savings or line of credit).
No transaction fee** at any ATM.
No surcharge*** at TFCU ATMs, ATMZone machines, Transfund NC ATMs or ATMs at any OnCue and QuikTrip in Oklahoma or at Oklahoma City metro area 7-Elevens.
Nationwide access to co-op shared branches.

Telephone access to your TFCU account through Command Center.
Notary service.
Credit/budget coaching.
Monthly Money’s Worth newsletter.
Access to BALANCE Financial Fitness program.

*Everyday Spending is an eligible account to enroll in overdraft transfer from a share (savings) account, line of credit or other pre-authorized TFCU accounts, subject to TFCU’s normal guidelines.

A transaction fee** is a fee charged by TFCU when a member makes a withdrawal or transfer.

*A surcharge is a fee charged by an ATM owner/operator other than TFCU. When you use a non-TFCU ATM, you may be charged a fee by the ATM owner. The ATM owner is required to provide a notice to you that a fee will be imposed, with the amount of the fee. Then, you may choose whether or not to complete the transaction. A balance inquiry fee** of 50 cents will be charged by TFCU at non-TFCU ATMs.

Helpful mobile banking features.

Once you have your TFCU Everyday Spending account and mobile banking you can:

* Requires online access to your TFCU account(s) through online and mobile banking.

Digital Wallets

Upload your MoneyPlus card to your digital wallet and shop securely in-store, in-app or online with your mobile device.

Resources

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Financial Coaching

Investment & Financial Planning

Share Insurance Estimator

Your Insured Funds

YOU + life with TFCU savings, loans and support.

From building your credit and getting your first loan or credit card, to saving for your future, our TFCU team is here to help get you on your path.

Free credit, budgeting & money coaching.
Free online BALANCE Financial Fitness courses.
Great rates on student loans, financing your first vehicle, credit cards.
Start saving and earn dividends with a Starting Line certificate.