Simply say no
As consumers, you are not obligated to comply with every request for personal data. In fact, the less data you share, the less there is to be stolen.
Avoid using maiden names
Scammers can easily search online for details such as your mother’s maiden name or where you attended elementary school. Craft memorable, but fictitious details for online security questions.
Don’t repeat credentials
If a scammer gets lucky enough to guess one of your passwords, avoid giving them access to multiple accounts by ensuring you use a different password for each.
Store it securely
Download a digital password manager to your smart phone to help you remember your unique passwords. If you must write your credentials down, keep them in a secure place.
Designate a junk email
Limit the risk of having your information breached by creating a separate email address for one-time purchases and leisure sites.
Freeze credit reports
This free service provided by all major credit reporting bureaus will make it tough for criminals to get a credit card or mortgage in your name.
Monitor accounts
Watch for suspicious activity on all of your financial accounts and immediately contact your financial institution with any questions if you suspect fraud.